Helping you own your tomorrow.

Investment Management

We assist you in managing your capital in portfolios that are transparent, simple and invested in direct assets. Ongoing advice allows your capital to be flexible and take advantage of changing market conditions. Regular reporting allows you to remain fully informed on the performance of your capital. We meet regularly with you to discuss and give advice on portfolio assets and liabilities. Asset portfolios are structured to achieve tax efficiency wherever possible. Tax efficiency is achieved by structuring asset portfolios to maximise net tax positions in compliance with current Australian tax laws.

Asset Strategy

Our advice recognises that planning is just as important as the performance of the assets you acquire and hold. We develop, with you, both short and long term strategies to help you work towards achieving your objectives. The strategies include key performance indicators (your personal KPIs) at different times to help keep the focus on the objectives. 

Family Structures

The accumulation of capital and wealth is a long and difficult process. Protection of capital and wealth for your enjoyment and that of your future generations is often an important objective. We collaborate with you, to develop strategies to include corporate structures as a protection from adverse forces both within and outside of the family. Structural change to how capital is held is often costly and tax inefficient. Our collaboration explores the longer-term benefits of putting in place the right structures early.

Superannuation

Superannuation represents your long-term retirement savings. It is supported by legislation that helps protect your asset savings until you reach retirement age. For most individuals, their superannuation will become the second largest asset they accumulate after the family home.

 We help manage your superannuation. We develop strategies suitable for your current life stage to ensure that your superannuation takes advantage of long-term potential for capital growth. This potential is maximised whilst you still live your current life stage to the fullest.

Retirement & Assisted Living

Retirement encompasses many of life’s stages. Financial and personal planning in advance of and during retirement assists in ensuring that these life stages can be managed with minimal stress. We work with you through the planning for and living through retirement.

Whether it be to ensure that your superannuation assets are maximised, your wealth is managed efficiently, that you claim your entitlements to government funded benefits, organising your finances so that aged care facilities and services can be afforded or planning your estate so that your assets pass to those that you wish for them to pass to, we work with you to develop suitable strategies.

Estate Planning

Our estate planning process collaborates with you to understand your needs and wants in respect to your family and your assets for a future time. We balance your needs and wants with the difficulty of ruling from the grave and address these difficulties. Our collaborative process continues until your wills and attorneys have been documented and signed off.

Our assisted living service collaborates with you and your immediate family with the financial aspects of your move to such arrangements. Our services focus on maximising your financial position to fund the myriad of costs associated with assisted living arrangements.

Centrelink Benefits

Individuals and families may need to rely on government income support during any of life’s stages. This may be particularly so through retirement. Government income support is generally provided through Centrelink benefits. We provide individuals and families technical knowledge and support to assist in accessing government income payments such as the aged pension, disability support, seniors health care card and family benefits.

Loans

We collaborate with you to help source finance facilities that work in growing and enabling your asset portfolios to work toward achieving your long-term strategies.

Often you need finance facilities for non-investment assets such as home loan finance, business finance and equipment finance. We can help organise finance for these needs for you and your family and your related structures such as companies, trusts and SMSF.

Planning for today or tomorrow. We’re here to help.

Meet us in person or using online video conferencing

Meeting your objectives requires close collaboration. We have clients all over Australia. You can meet with us in our Wollongong office or most major cities. Or we can video conference using technology such as Zoom, Teams or Skype.